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All information and materials on this website is general advice only and has been  prepared without taking into account your particular objectives, financial situation or needs. Before acting on any advice contained herein you should consider its appropriateness, having regard to your own objectives, financial situation and needs. The information provided is not intended to replace or serve as a substitute for any accounting, legal, tax or other professional advice, consultation or service. IQumulate Premium Funding Pty Ltd (ABN 82 127 517 677) is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth), and IQumulate Premium Funding Pty Ltd’s obligations do not represent deposits or other liabilities of Macquarie Bank Limited (ABN 46 008 583 542).